I hate carrying around a bulky wallet, but I wanted more than a money clip so this seemed like a good solution. The only problem is the "top open flap pocket to hold your cash" is practically useless. The flap is suppose to make getting your cash out quick and easy, but because of the design it's nearly impossible to get cash INTO the pocket. I had an easier time getting a card into it, but even then, because of the flap design getting anything into that top pocket can be a pain and quite frustrating. Also, it's advertised as having "six cards slots AND a top open flap pocket" however there are only FIVE card slots and a top open flap pocket. Overall, I really like the idea and concept, but it's not very functional.